Total 360 Insurance & Financial Services, Inc.
Commercial Insurance & Employee Benefits

No Matter what size is your business or businesses, or what industry you are in, we can assist you with evaluating your current insurance policies and negotiating new and improved options with any possible discounts available.
We can also provide you with employee benefits options, evaluation, education, and a much-needed HR support to you and your office management team. Many of the value-added services that we will offer to our clients are FREE of charge. We invest in our clients and will benefit by having a long term relationship and support for the success and growth of your business.
Below are the services and consultations that we provide to our clients on Business Commercial Insurance, Employee Benefits & HR Support Services:
Business Commercial Insurance:

General Liability Insurance
Workers Compensation
Medical Malpractice & E/O Insurance
Cyber Liability and Data Breach Coverage
Property and Equipment
Employment Practices Liability (EPLI)
Directors & Officers Liability
Umbrella Liability
Crime & Employee Dishonesty Coverage
Commercial and personal Auto Insurance
Residential and Commercial
Home/Rental units
pollution & Contamination Insurance
Trustee Errors & Omissions Insurance
Boat/RV/Motorcycle Insurance
Employee Benefits & HR Support Services:
Group & Individual Medical/Dental/Vision Plans
401k & Retirement Benefits
Group Life/Disability/Long Term Care
Voluntary Benefits
Section 125 Cafeteria plans
COBRA Services
ERISA & 5500 filings for Health & Welfare Benefits
Employee Education
Assistance with Claims and Billing for medical benefits
HR Support for you and your office management team

Our job is to make sure that you, your employees, and office management/ HR staff are well protected. We can provide these services to any company or business regardless of size.
